Thursday, April 21, 2011

What Should I Ask Before I Buy A New Cellular Phone Plan

By Layna Henderson


It is important to realize just what you need when you are shopping for new cell phone plans. Every cell network carrier is different and has their own guidelines, so make sure you comparison-shop wisely. All options are not the same, and every contract is different. Read the fine print.

Most of them cover the big cities very well, but you may have some issues if you live in rural or less developed areas. If you are not located in a major city, you may have fewer choices or less coverage. You can usually view a coverage map located on the carrier's website, but it also wouldn't hurt to call and ask a sales representative directly before you travel to the venue. Ask around and see what your neighbors, friends or co-workers use if they live or work in your area.

What do you really need in terms of minutes? Purchasing a plan with limited minutes may look good on paper, but if you go over your minutes it won't help your checkbook if you are slapped with a fine or an increase in your bill. The same principal can be applied to buying too many minutes. If you don't need as much as you purchased, it's simply a waste of money. It may take a little time to figure out what is the best plan for you, so perhaps it would be smarter to use a prepaid plan at first.

It's also important to figure out where you will be calling. Will you be making calls all over the country and overseas? Or will you be calling people mainly in your locale? Many plans have a person-to-person program whereby if they are in the same vicinity and on the same plan, the minutes are free.

If you think a family or group plan would work best for you, make sure someone is able to monitor the minute usage. Its very easy for the minutes to add up and one person may be using up their fair "allotment" too quickly, which can only become a problem for the other users. They should be responsible for their overage payment. If the person is a family member, try to set some ground rules before hand, just so everyone understands how much "time" they really have.

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